3712 N. Main St. (at Hwy 146) | Liberty, Texas 77575
offers access to your funds 24 hours per day, seven
days per week through the convenience of a Mastercard
Debit/ATM Card. The Debit Card acts like a credit
card, but the funds are deducted directly from your
Share Draft (checking) Account. This card can be
used at ATM locations nationwide and at any merchant
where Mastercard credit cards are accepted.
Refer to the Fee Schedule, the Truth in Savings Disclosure and your Account Agreement for all
terms related to Regular and IRA Shares and Share Drafts (checking).
The zero liability rule will now apply to all transactions conducted with a MasterCard branded card, including PIN-based transactions at Point-of-Sale and ATM. Previously zero liability only applied to Point-of-Sale.
A Cardholder will not be liable for any unauthorized transaction, as long as the cardholder has exercised reasonable care in safeguarding the card from risk of loss or theft, upon becoming aware, promptly reporting the loss or theft to the issuer. Previously, if the conditions were not met your liability was the lesser of $50 or amount of the property, labor or serviced obtained by the unauthorized use prior to your notification to us. This maximum of $50 has been removed.
If you should have any questions regarding this notice, please do not hesitate to contact a Member Service Representative at the number listed in the heading.
Equal Housing Lender